I recently sold my 33HR which was insured through Hagerty (I've had Hagerty for a number of years on various cars) and asked them to transfer the coverage onto my 818. They told me they won't insure the 818 because it is not a replica vehicle. This is in Massachusetts so I'm not sure if that makes any difference where it would be classified as a "specialty Vehicle". Now I'm off looking for a new insurance firm.