insurance (pretty much) not available for non-replica kit cars in Ontario

[EK1965]

Hagarty insured my roadster this year, perhaps the same rationale as the coupe given that it was a production car

[FFRWRX]

Hagarty insured my roadster this year, perhaps the same rationale as the coupe given that it was a production car

Interesting, since they specifically say they don't do the Cobra roadster.

Hagerty did get back to me with their reason that it has to be a replica. But I'm not sure how much sense their reason is. "The reasoning for this requirement is due to Hagerty not having a program developed nor have received approval to insure modern kit cars like the Factory Five 818C. In order to properly cover a modern kit car, an established rate and program needs to be put in place."

Other insurance companies have gotten back to me to say that "facility insurance" is my only option. But the brokers that deal with the facility people haven't gotten back to me. I suppose the extra business for them isn't worth the hassle?